A single view of headlines from leading UK adviser and mortgage publications. Each item is attributed and links directly to the publisher’s original article.
Adviser Forum stores only feed metadata and a short publisher-supplied extract. Full articles remain on the publishers’ websites.
<p>BestAgent founder Charlie Lamdin argues house price data tells brokers nothing they can actually use</p><img src="https://cdn-res.keymedia.com/cms/images/us/077/0398_639250902990300976.png" alt="" style="max-width:240px" />
<p>Nicholas Mendes warns the industry risks sleepwalking into unsustainable AI dependency</p><img src="https://cdn-res.keymedia.com/cms/images/us/077/0398_639250827333462219.jpg" alt="" style="max-width:240px" />
Pepper Money is considering raising money through its first US dollar-denominated mortgage-backed securities deal. The specialist lender said it wants to diversify its funding sources and attract more investors. The company is exploring a new securitisation of residential and buy-to-let mortgages under its Polaris brand.… The post Pepper Money eyes first US dollar mortgage-backed securities appeared first on Mortgage Strategy .
<p>FirstRand's auction of the UK challenger bank draws major lenders as a first-round deadline falls</p><img src="https://cdn-res.keymedia.com/mortgageintroducer/uploads/2019/09/Aldermore.jpg" alt="" style="max-width:240px" />
CHL Mortgages and Moda Mortgages are set to withdraw their current mortgage product ranges on 16 September. Both lenders say that replacement products will come with higher rates. CHL Mortgages will withdraw its current buy-to-let range, including product transfers, at 5pm on 16 September. The… The post CHL Mortgages and Moda Mortgages to withdraw products ahead of rate increases appeared first on Mortgage Strategy .
Recognise Bank has appointed Ronelle Arbib as its new chief revenue & operations officer (CROO). In the newly-created role, Arbib will bring together Recognise Bank’s lending and savings, operations, product and marketing functions. The new structure is meant to let Recognise Bank identify and respond… The post Recognise Bank appoints Arbib as CROO appeared first on Mortgage Strategy .
Barclays is making sweeping increases of 20 basis points across its residential purchase range tomorrow. The lender is raising rates by the same amount on 39 purchase-only deals. Among the changes, Barclays market-leading two-year fixed at 60% LTV with an £899 fee will jump from… The post Barclays joins wave of repricing with 20bps rate hikes appeared first on Mortgage Strategy .
Richard Walker has joined Nationwide as head of intermediary sales and new build. Walker will lead the intermediary sales teams across Nationwide, helping shape its engagement with intermediaries and working closely with brokers. He will also be responsible for new-build sales activity across Nationwide. Walker… The post Richard Walker joins Nationwide as head of intermediary sales appeared first on Mortgage Strategy .
Major lenders including NatWest, Santander, HSBC, Lloyds, Nationwide and TSB have hiked rates for a second time since the start of September. Average rates are now 89 basis points higher than they were at the beginning of March when the impact of the war in… The post Biggest lenders make second major round of rate hikes this month appeared first on Mortgage Strategy .
Major UK housebuilders have demanded that the new government cut taxes and reduce regulation to support the housing market. They insist that urgent reforms to taxation and planning rules are needed to “tackle the housing crisis”. Housebuilders have also urged the government to abolish stamp… The post News Analysis: ‘Walk the walk on housing plans,’ say builders appeared first on Mortgage Strategy .
Pitch Black Technology Limited has joined the Bridging & Development Lenders Association (BDLA) as an associate member. Pitch Black Technology develops software for finance firms, brokers and lenders. Its products include enquiry management, lender sourcing and communication tools, as well as white-labelled customer portals. BDLA… The post Pitch Black Technology joins the BDLA as an associate member appeared first on Mortgage Strategy .
<p>The deal completed four weeks after the instant offer was issued through Rely's lending platform.</p>
Alternative Bridging Corporation has launched a new subsidiary, Alternative Commercial Mortgages (ACM). ACM will provide long-term commercial mortgage products to brokers and their clients across commercial, semi-commercial and residential buy-to-let properties. ACM’s products are available for purchase, refinance and capital raising, with terms ranging from… The post Alternative Bridging Corporation launches Alternative Commercial Mortgages appeared first on Mortgage Strategy .
Law firms need to engage more closely with later life lending as part of Inheritance Tax (IHT) planning advice, according to Key Partnerships. Key Partnerships, the referral and partnerships business of Key Group, said inquiries about estate planning continued to surge. Research found that around… The post Key urges law firms to engage with later life lending as IHT queries surge appeared first on Mortgage Strategy .
<p>Hampshire Trust Bank has completed a £16.9m development finance facility for a 105-bed care home in Stone, Staffordshire, working from first engagement to completion in six weeks alongside broker Aquilae Capital.</p>
<p>Kreeger says funding complements existing streams rather than replacing them</p><img src="https://cdn-res.keymedia.com/cms/images/us/077/0356_639250556266807388.jpg" alt="" style="max-width:240px" />
<p>Only 10% of UK businesses hold a standalone cyber policy, government survey finds</p><img src="https://cdn-res.keymedia.com/cms/images/us/077/0356_639250554869999575.jpg" alt="" style="max-width:240px" />
<p>Four straight monthly falls in sales agreed point to a thinner completion pipeline</p><img src="https://cdn-res.keymedia.com/cms/images/us/077/0356_639250551086471899.jpg" alt="" style="max-width:240px" />
<p>New figures show auction sales climbing across most UK regions</p><img src="https://cdn-res.keymedia.com/cms/images/us/077/0356_639250548839244143.jpg" alt="" style="max-width:240px" />
<p>Mortgage professionals weigh in as further hearings loom for impacted landlords</p><img src="https://cdn-res.keymedia.com/cms/images/us/077/0398_639249897205256694.png" alt="" style="max-width:240px" />
<p>A £5m residential property refinance from Secure Trust Bank will support 66 leasehold apartments at Lakeshore, a Grade II listed former tobacco factory in South Bristol, at 60% LTV.</p>
<p>Industry experts warn the private rented sector register lacks the integration and marketing push needed to drive genuine compliance</p><img src="https://cdn-res.keymedia.com/cms/images/us/077/0398_639249828243145928.png" alt="" style="max-width:240px" />
<p>The hotels were refinanced against projected rather than historic revenue.</p>
<p>Recognise Bank has completed two hotel bridging loans totalling £5.35m against freehold assets in West Sussex and Buckinghamshire, with both facilities closed within 30 days of the initial broker enquiry.</p>